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Use A Home's Potential Value
PayHome Capital, LLC is a home investment firm which (intends) to provide cash to home buyers, and qualified home owners, in return
for a share in the appreciation of their homes. PayHome™ ("PayHome") is a five-year contractual obligation whereby a homeowner repays the cash provided upon the home purchase in addition to a share of the net increase in value of the home, if any. PayHome offers a solution to the home affordability crisis
by providing a compelling alternative to conventional home financing. By using the potential value of a house, home buyers
will be able to reduce down payments, acquire more desirable homes, or simply lower mortgage payments. Existing home owners, on the other hand, will
be able to convert the equity in their homes into cash without the
burden of additional debt. Applicants will be the sole owner of their homes.
Struggling to come up with a down payment? By offering cash of 10% to 15% of the certified appraisals on a home, buyers
can purchase homes they could otherwise not afford and are sole owners of the property - see Savings. The cash provided is not a loan and therefore carries no interest. It can be used for any purpose. What's more, there are no payments required for five
years. In other words, PayHome Capital is neither a lender on, or co-owner in, the homes.
also be used to reduce a mortgage loan or avoid taking on more debt with a second mortgage,
home equity loan, or mortgage insurance - see Compare. Moreover,
it allows buyers to qualify for a mortgage loan, or lower the interest rate on a mortgage, with the smaller loan-to-value financing.
It provides buyers with a higher return on
their investments (down payments) than if they made the entire investments because of the increased leverage obtained from a smaller investment.
However, home buyers must make a minimum down payment of 10% and the homes must be single-family, detached, and owner-occupied principal residences. They must be financed with a single fixed-rate mortgage of minimum 7 years and
meet our investment criteria. Applying
for a PayHome is easy, safe and fast.- see
In short, PayHome is the smart way to buy a home because it enables
buyers to obtain:
NEEDED HOMES by purchasing homes that otherwise they could not
SAVINGS on down payments for a car, furniture, home improvements,
PAYMENTS on mortgages with no additional debt or risk.
HOMES by buying homes that meet their aspirations.
HIGHER RETURNS on their homes than if they bought them on their
Copyright © 2017 PayHome
Capital, LLC. All Rights Reserved. Patent Pending.